Typically, after a truck collision occurs, both drivers would contact their insurance companies to report the accident and file a claim. Now, because Puerto Rico follows no-fault insurance laws, drivers are expected to file a claim with their own insurance company regardless of who caused the truck accident. In the event you aren’t carrying enough coverage, then you may be able to recover compensation from the other driver’s insurer or their employer’s insurer if they were working at the time of the accident. Trucking companies are required to carry higher limits of coverage which means their insurer may be required to pick up any amount your policy won’t pay.
Important: Before you contact the insurance company and provide an agent with details regarding the collision, you should consider consulting with a Puerto Rico truck accident lawyer first as they can advise you on what you should and should not say. The last thing you want is to provide a statement that could potentially harm your chances of recovering the full amount of money you are due.
Can I sue the other driver if my injuries are severe?
You may be eligible to sue the other driver and/or the company they are employed with for pain and suffering if the injuries you suffered are severe and “only if the case meets certain conditions.” The Insurance Information Institute (III) says that “these conditions, known as a threshold, relate to the severity of the injury.” You may also be entitled to sue if the other driver is uninsured. P.R. Laws tit. 31, §5141 states that “a person who by an act or omission causes damage to another through fault or negligence shall be obliged to repair the damage so done. Concurrent imprudence of the party aggrieved does not exempt from liability but entails a reduction of the indemnity.”
Essentially what this means is that you hold the right to take legal action against a negligent or careless party that harms you or your property. However, if your actions played any role in causing the incident, then your damages would be subject to reduction based on your percentage of liability.
How much am I entitled to collect for the injuries I suffered in a truck accident in Puerto Rico?
It all depends on the circumstances surrounding the incident. Each truck accident case is valued differently as each victim suffers varying injuries at different degrees. If you would like to receive a free case evaluation, USAttorneys.com can help you locate a truck accident attorney in Puerto Rico now who will provide it.